With over 1.7 million users, ATH Móvil simplifies sending money, paying businesses, and donating to charities in Puerto Rico—all via your phone. Seamlessly linked to local banks and credit unions, it combines real-time transactions, QR payments, and balance checks into one secure, user-friendly platform.
Features of ATH Móvil:
🌟 Instant Transfers—Send cash to anyone in Puerto Rico using just a mobile number.
🌟 QR Code Payments – Scan and pay at local businesses or online in seconds.
💙 Multi-Bank Support – Link debit cards from Banco Popular, FirstBank, and 90+ credit unions.
⚡ Charity Donations – Contribute directly to nonprofits like Unidos por Puerto Rico.
⚡ Balance Monitoring—Track account funds without leaving the app.
Advantages of ATH Móvil:
No fees for personal transfers or donations.
Works offline for basic functions like reviewing transactions.
Integrates with My Mobile Bank for seamless financial management.
Daily $500 transfer limit protects against overspending.
Disadvantages of ATH Móvil:
- Limited to Puerto Rico’s ATH® Network institutions.
- Requires a local debit card (no credit cards accepted).
- Occasional app glitches reported during peak usage times.
Development Team
Owned by Evertec, a leading fintech firm in Latin America, ATH Móvil is backed by Banco Popular de Puerto Rico’s infrastructure. Its design prioritizes regional needs, with updates focused on security and usability.
Competitive Products of ATH Móvil:
PayPal—Global reach but charges fees for instant transfers.
Zelle—U.S.-focused but lacks ATH Móvil’s nonprofit donation feature.
Market Performance of ATH Móvil:
Rated 4.3/5 on app stores, it’s a staple in Puerto Rico. Users praise its convenience but note occasional delays in customer support.
Version Updates
Recent updates include enhanced QR scanning and bug fixes for smoother transaction processing.
