BOH Mobile Banking is the official mobile application from Bank of Hawaii, designed to provide customers with comprehensive and secure control over their finances directly from their smartphone. This essential tool transforms everyday banking into a streamlined digital experience, enabling users to manage accounts, pay bills, and transfer money with confidence and ease. The BOH Mobile Banking app is a cornerstone of modern financial management for account holders.
Mobile Check Deposit Workflow
With BOH Mobile Banking, depositing a paper check is a straightforward process. Users begin by endorsing the physical check and selecting the deposit function within BOH Mobile Banking. They then take clear photos of the front and back of the check using their device's camera. After entering the deposit amount and confirming the destination account, the user submits the transaction for processing. This feature within BOH Mobile Banking eliminates the need to visit a branch for most check deposits, providing immediate confirmation and expedited fund availability according to the bank's policy.
Managing Bill Payments and Payees
BOH Mobile Banking integrates fully with the bank's e-Bankoh Bill Pay service, requiring prior enrollment. Through BOH Mobile Banking, users can view their complete list of existing payees, see upcoming and past payment schedules, and initiate new bill payments. The workflow involves selecting a payee, entering the payment amount, and choosing a delivery date. Users of BOH Mobile Banking receive electronic confirmations for each transaction, and they can also add new billers or manage their payee list directly from their mobile device, ensuring all recurring obligations are handled efficiently.
Secure Fund Transfers Between Accounts
A core function of BOH Mobile Banking is the ability to move money seamlessly between a user's own Bank of Hawaii accounts. To execute a transfer, the user selects the ‘Transfer’ option, chooses the funding and receiving accounts, specifies the amount, and picks a transfer date (either immediate or scheduled for the future). Each transaction is protected by BOH Mobile Banking's robust security protocols. This feature of BOH Mobile Banking provides instant access to funds across checking, savings, and other linked accounts, facilitating better cash flow management.
Sending and Receiving Money with Zelle®
BOH Mobile Banking incorporates Zelle® for quick person-to-person (P2P) payments. To send money, a user enters the recipient's email address or U.S. mobile number, specifies the amount, and adds an optional memo before reviewing and confirming the send. Funds can be received by anyone with a U.S. bank account enrolled with Zelle®; they receive a notification guiding them through the steps to accept the payment if they are new to the service. This integration makes splitting costs or sending money to family a rapid process directly through the BOH Mobile Banking interface.
Proactive Debit Card Security Controls
BOH Mobile Banking offers advanced tools for managing debit card security. Users can proactively turn their debit card on or off directly from BOH Mobile Banking to prevent unauthorized use if the card is misplaced, without needing to order a permanent replacement immediately. Furthermore, users can configure real-time alerts to be notified instantly via push notification or text for specific transaction types, such as online purchases or international usage. This level of control is a critical security component of the BOH Mobile Banking experience.
Locating Nearby Branches and ATMs
BOH Mobile Banking includes a geo-locator feature to help users find Bank of Hawaii facilities. By accessing this tool within BOH Mobile Banking, users can view a map displaying nearby branches and ATMs. The results often include operational details like hours of operation, available services (such as which ATMs accept deposits), and contact information. This function is particularly useful for planning in-person visits or finding a compatible ATM for cash withdrawals or deposits, all accessible through the convenience of BOH Mobile Banking.
Key Features
Deposit checks remotely using your device's camera.
Pay bills and manage payees with e-Bankoh Bill Pay.
Transfer funds instantly between your Bank of Hawaii accounts.
Send and receive money quickly using Zelle®.
Control debit card security with on/off toggle and custom alerts.
Locate nearby branches and ATMs with integrated maps.
