Cent Mobile, Central Bank of India’s official banking app, brings seamless financial management to your fingertips. Designed for convenience, it offers pre-login access to rates, forex tools, and service applications, while registered users enjoy secure transactions, account tracking, and personalized features—all within a user-friendly interface.
Features of Cent Mobile:
✨ No Registration Required for Basic Tools
Access interest rates, forex updates, and government schemes without logging in.
✨ One-Time Secure Registration
Link accounts via debit card or internet banking credentials—SIM authentication ensures safety.
✨ Multi-Service Integration
Apply for loans, credit cards, FASTags, or insurance directly through the app.
✨ Dual PIN Protection
Secure logins (MPIN) and transactions (TPIN) with customizable passwords.
Advantages of Cent Mobile:
Inclusive design caters to both customers and non-customers.
SIM-based verification prevents unauthorized access.
A comprehensive FAQ section clarifies features and troubleshooting.
Lightweight app size (30 MB) ensures quick downloads.
Disadvantages of Cent Mobile:
- Registration requires disabling Wi-Fi, which may confuse first-time users.
- Limited customer support options within the app.
- Android-centric updates; iOS features may lag.
Development Team behind Cent Mobile:
Built by the Central Bank of India’s in-house tech division, Cent Mobile leverages decades of banking expertise. Regular audits and compliance with RBI guidelines ensure robust security.
Competitive Products of Cent Mobile:
iMobile Pay (ICICI Bank): More polished UI but heavier (100+ MB).
Yono (SBI): Offers investment options but complex navigation.
Market Performance of Cent Mobile:
Rated 4.0/5 on Google Play, with 500K+ downloads. Users praise its simplicity but note occasional delays in transaction alerts.
Version Information
The latest update (v7.52) added Aadhaar-PAN linking and improved dual-SIM compatibility.
