Maya 67.62 MB MOD APK (Pro Unlocked)

Maya: Your All-in-One Financial and Payment Super App

Maya is a comprehensive financial platform that transforms your smartphone into a powerful digital wallet, bank, and investment tool. Formerly known as PayMaya, Maya consolidates a wide array of financial services into a single, secure application. Users choose Maya for its seamless integration of everyday payments, banking functions, and wealth-growing features, eliminating the need for multiple apps. It allows you to pay bills, shop online, transfer money, save, and even invest in cryptocurrencies, making advanced financial management accessible to everyone.

QR and NFC-Based Contactless Payments

Maya facilitates instant payments at thousands of retail stores, restaurants, and merchants nationwide. Users simply open Maya, select the ‘Pay’ function, and either scan a merchant’s QR code or tap their phone on an NFC-enabled terminal. The transaction is authenticated via the user’s MPIN or biometrics, deducting the amount directly from their Maya wallet balance. This process provides a fast, secure, and cashless payment experience, integrating smoothly into daily errands and purchases.

Integrated Banking and Savings with Interest

Beyond a wallet, Maya offers full banking services. Users can apply for a free virtual or physical Visa debit card linked directly to their balance. Furthermore, the Maya Savings feature allows users to earn interest on their idle funds. By transferring money from their main wallet to their Savings account within Maya, users immediately start earning a competitive annual interest rate, which is credited daily. This turns Maya into a simple, high-yield savings account with no maintaining balance required.

One-Stop Biller and Load Purchasing Center

Maya streamlines the management of routine expenses. Users navigate to the ‘Bills’ section, select their service provider (e.g., electricity, water, internet, credit card), and enter their account details. After inputting the payment amount and confirming, Maya processes the transaction instantly, providing a confirmation receipt. Similarly, users can purchase mobile load for all major networks and even for themselves by selecting the ‘Buy Load’ option and choosing a promo or custom amount.

Peer-to-Peer Fund Transfers and Bank Links

Sending money to individuals is a core function. Users select ‘Send Money,’ choose to send to another Maya user, a bank account, or other enabled channels, and enter the recipient’s details. For bank transfers, users who have linked their external bank accounts to Maya can move funds between institutions seamlessly. The process involves verifying the external account, after which transfers can be initiated within Maya, making Maya a central hub for all monetary movements.

Crypto and Investment Platform Access

Maya provides a gateway to digital assets within its secure environment. Users can access the ‘Crypto’ section to buy, sell, or hold popular cryptocurrencies like Bitcoin and Ethereum. The process involves selecting the asset, choosing the amount to invest, and reviewing the order details before confirmation. Maya securely executes the trade using the user’s peso balance, allowing them to monitor their portfolio’s performance directly within the same app they use for daily spending.

Key Features

QR and NFC contactless payments with a linked Visa card.

High-interest savings account with no maintaining balance.

Instant bill payments and mobile load purchases.

Seamless fund transfers to banks and other wallets.

Integrated cryptocurrency buying and selling.

Robust security with MPIN and biometric authentication.