PUMB is a versatile mobile banking app designed to empower users with seamless financial management. Combining digital banking convenience with advanced features, it transforms smartphones into comprehensive tools for handling cards, transfers, currency exchanges, loans, savings, and more—all while prioritizing security and cost-efficiency.
Features of PUMB:
- Zero-Cost Card Services: Open and manage debit/credit cards without fees, including instant reloads and balance tracking.
- Instant Transfers: Send money to other cards via phone numbers or IBANs, free of charge, even across different banks.
- Smart Savings: Earn 5% annual interest with the MoneyBox feature and open customizable deposit accounts for long-term goals.
- Currency Exchange: Buy USD/EUR within the app (up to 49,999 UAH monthly) and schedule cash pickups at branches.
- Government Support Integration: Receive state payments (e.g., eRecovery) and cashback for purchasing Ukrainian-made goods.
- Automated Payments: Set templates or recurring payments for utilities, subscriptions, or loans to avoid missed deadlines.
- Offline-Beating Security: Block lost cards instantly via the app and enable biometric login for added protection.
Tips for Using PUMB:
- Link your card to Google/Apple Pay for tap-to-pay ease at stores or transit hubs.
- Activate the MoneyBox feature to automatically grow savings from spare change.
- Use the “installment” option at checkout to split purchases into interest-free payments.
- Schedule currency purchases during rate dips to maximize exchange value.
Why Use PUMB?
PUMB eliminates traditional banking hassles by merging essential services into one intuitive platform. Its fee-free structure saves money on transfers, card management, and deposits, while features like instant loans (up to 200,000 UAH) and international transfer support cater to both everyday needs and emergencies. The app’s integration with state programs and local businesses also adds unique financial perks unavailable elsewhere.
Conclusion:
PUMB redefines mobile banking by blending affordability, flexibility, and innovation. Whether you’re paying bills, securing loans, or saving for the future, its user-first design ensures every transaction is swift and straightforward. For a smarter way to manage money—without hidden fees or branch visits—PUMB stands as a must-have financial companion.
