Ziraat Mobile redefines digital banking with its sleek design and powerful tools tailored for both personal and corporate users. Developed by T.C. Ziraat Bankası A.Ş., Turkey’s largest state-owned bank, this app combines security and innovation to simplify payments, transfers, and financial management—all from your smartphone.
Features of Ziraat Mobile:
🌟 Customizable Homepage – Rearrange widgets like “My Assets” or “Quick Transfers” for instant access to frequently used services.
🌟 Password-Free Security – Biometric logins and transaction approvals ensure speed without compromising safety.
⚡ Youth-Friendly Banking – Teens aged 15–18 can manage accounts under parental oversight, fostering financial literacy.
💼 Corporate Tools – Multi-level approval workflows and real-time transaction tracking for businesses.
📱 Offline Access – Check balances or review recent transactions even without internet connectivity.
Advantages of Ziraat Mobile:
Endorsed by a 160-year-old banking institution with robust local infrastructure.
Integrates advanced analytics to track spending habits and optimize budgets.
Supports cross-device functionality, including Wear OS smartwatches for on-the-go banking.
Free donations feature and QR-based ATM withdrawals for seamless transactions.
Disadvantages of Ziraat Mobile:
– Occasional app crashes reported during peak usage times.
– Limited cross-border payment options compared to global competitors.
– Corporate features may require a learning curve for first-time users.
Development Team
Ziraat Bankası A.Ş. leverages decades of financial expertise alongside collaborations with Turkish tech firms to prioritize cutting-edge encryption and user-centric design. Their focus on biometric authentication aligns with national digital transformation goals.
Competitive Landscape of Ziraat Mobile:
Garanti BBVA Mobile—Strong international payment options but lacks Ziraat’s offline capabilities.
İşCep (İş Bank) – Sleek interface yet trails in corporate banking tools and government-backed security.
Market Performance of Ziraat Mobile:
Ranking #2 in finance apps on Turkey’s Google Play Store, Ziraat Mobile boasts 4.3/5 stars from 850K+ reviews. Users praise its intuitive UI but cite occasional stability issues in recent updates.
Version Updates
The latest release (v3.2.3) introduced biometric login enhancements and expanded widget customization for tablets.
Discover why millions trust Ziraat Mobile—where tradition meets innovation in every tap.
